Privacy Policy

Your privacy matters to us. Learn how Suntozath protects and manages your personal information with complete transparency.

Last Updated: March 15, 2025

Introduction

At Suntozath, we believe your personal information deserves the highest level of protection. This comprehensive privacy policy explains how we collect, use, store, and safeguard your data when you interact with our financial education platform at Suntozath.com. We're committed to maintaining your trust through transparent practices and giving you control over your information.

Information We Collect

We collect information in several ways to provide you with personalized financial education and improved services. Here's what we gather and why:

Personal Information You Provide

  • Contact Details: Your name, email address, phone number, and mailing address when you register for our programs or contact us
  • Professional Information: Your job title, company name, industry, and professional interests to customize your learning experience
  • Payment Information: Credit card details, billing addresses, and transaction history for course purchases and subscriptions
  • Learning Preferences: Your selected topics of interest, preferred communication methods, and educational background
  • Communication Data: Messages you send us, feedback forms, survey responses, and customer support interactions

Automatically Collected Information

  • Technical Data: IP addresses, browser types, device information, operating systems, and access times
  • Usage Analytics: Pages visited, time spent on different sections, course completion rates, and navigation patterns
  • Cookies and Tracking: Session data, preference settings, login information, and website performance metrics
  • Location Information: General geographic location based on IP address to comply with regional requirements

How We Use Your Information

Your information helps us deliver exceptional educational experiences and continuously improve our services. We use your data for specific, legitimate purposes:

  • Service Delivery: Processing course enrollments, delivering educational content, tracking your learning progress, and providing customer support
  • Personalization: Recommending relevant courses, customizing content based on your interests, and creating personalized learning paths
  • Communication: Sending course updates, educational newsletters, important account notifications, and responding to your inquiries
  • Platform Improvement: Analyzing usage patterns to enhance website functionality, develop new features, and optimize user experience
  • Security and Compliance: Protecting against fraud, ensuring account security, maintaining data integrity, and meeting legal obligations
  • Business Operations: Processing payments, managing subscriptions, conducting research for service improvement, and generating anonymized analytics

Data Sharing and Third Parties

We're selective about who we share your information with and only do so when necessary to provide our services or when required by law. Here's our approach to data sharing:

Service Providers and Partners

  • Payment Processors: Secure payment companies that handle your financial transactions with industry-standard encryption
  • Cloud Storage Providers: Trusted hosting services that store your data with enterprise-level security measures
  • Email Services: Professional communication platforms that deliver your course materials and important updates
  • Analytics Tools: Privacy-focused analytics services that help us understand website performance without compromising your identity
  • Customer Support Tools: Secure platforms that enable our support team to assist you effectively

Important: We never sell, rent, or trade your personal information to third parties for their marketing purposes. All our partners must meet strict privacy and security standards before handling your data.

Your Privacy Rights

You have significant control over your personal information. We respect your rights and make it easy for you to exercise them:

  • Access Rights: Request a complete copy of all personal information we hold about you, including how we obtained it and how we use it
  • Correction Rights: Update or correct any inaccurate or incomplete personal information in your account at any time
  • Deletion Rights: Request complete removal of your personal data from our systems, subject to legal retention requirements
  • Portability Rights: Receive your personal data in a structured, commonly used format that you can transfer to another service
  • Restriction Rights: Limit how we process your information while maintaining your account and access to purchased courses
  • Objection Rights: Object to certain types of data processing, particularly for marketing communications or analytics
  • Withdraw Consent: Remove your consent for data processing activities that require your explicit permission

Data Security Measures

Protecting your information is our top priority. We implement multiple layers of security to safeguard your data against unauthorized access, alteration, or disclosure:

  • Encryption: All sensitive data is encrypted both in transit and at rest using industry-standard AES-256 encryption protocols
  • Access Controls: Strict employee access limitations with role-based permissions and multi-factor authentication requirements
  • Network Security: Firewalls, intrusion detection systems, and regular security monitoring to prevent unauthorized access
  • Regular Audits: Quarterly security assessments, vulnerability testing, and compliance reviews by independent security firms
  • Data Backup: Secure, encrypted backups stored in multiple geographic locations with regular recovery testing
  • Incident Response: Comprehensive breach response procedures with immediate notification protocols

Data Retention Periods

We retain your information only as long as necessary to provide our services and comply with legal obligations. Our retention approach balances your privacy with practical service needs:

  • Active Accounts: Personal and learning data maintained while your account remains active and for 18 months after your last interaction
  • Payment Records: Financial transaction data retained for 7 years to comply with Canadian financial record-keeping requirements
  • Communication Logs: Customer support interactions and communications kept for 3 years for quality assurance and legal purposes
  • Marketing Data: Email preferences and marketing communications data retained until you unsubscribe or request deletion
  • Analytics Data: Anonymized usage statistics retained indefinitely for platform improvement, with all personally identifiable information removed

International Data Transfers

Suntozath operates primarily within Canada, but some of our trusted service providers may process your data in other countries. When international transfers occur, we ensure your information receives the same level of protection:

  • Adequacy Decisions: We prioritize transfers to countries recognized by Canadian authorities as providing adequate data protection
  • Contractual Protections: All international service providers must sign comprehensive data protection agreements with strict security requirements
  • Security Standards: International partners must demonstrate equivalent security measures to those required in Canada
  • Transfer Limitations: We minimize international transfers and only use them when necessary for essential service functionality

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our platform. You have control over these technologies:

  • Essential Cookies: Necessary for basic website functionality, security, and maintaining your login sessions
  • Performance Cookies: Help us understand how you use our website to improve loading speeds and user experience
  • Functional Cookies: Remember your preferences, language settings, and personalization choices
  • Analytics Cookies: Provide insights into website performance and user behavior to help us improve our services

You can control cookie settings through your browser preferences or by contacting us directly. Please note that disabling certain cookies may limit some website functionality.

Updates to This Policy

We regularly review and update this privacy policy to reflect changes in our practices, technology, legal requirements, or business operations. When we make significant changes, we'll notify you through multiple channels and give you time to review the updates before they take effect.

We encourage you to review this policy periodically to stay informed about how we protect your information. Your continued use of our services after policy updates indicates your acceptance of the changes.

Privacy Questions and Contact Information

If you have questions about this privacy policy, want to exercise your privacy rights, or need assistance with your personal information, we're here to help.

Privacy Officer Suntozath Privacy Team
Canada Square Building
2200 Yonge St Suite 205
Toronto, ON M4S 2C6, Canada Email: privacy@Suntozath.com
Phone: +1 (250) 382-7220
General Inquiries: info@Suntozath.com

We respond to all privacy inquiries within 3 business days and strive to resolve any concerns promptly and thoroughly.